If you need a loan, but you don't want to sell any of your jewelry then you can pawn it.
The way it work is you leave us your valuables as collateral and we loan you the money. You pay a monthly interest rate on the amount that was borrowed. Pawn expires after 4 months but you always have the option to renew the loan before the 4 months are up. All you do is pay the intrest and you can continue for another for months and so on.